Term insurance provides a life cover at an affordable premium, designed purely to protect your family financially if something happens to you — not as an investment product.
Anyone with financial dependents — a spouse, children, or parents — who want to ensure their family is financially protected in their absence.
We assess your income, liabilities and dependents to recommend a suitable cover amount and term, then help you compare plans and complete the application.
A common guide is 10–15x your annual income, adjusted for your specific liabilities and goals — we'll help you work out a suitable number.
With a standard term plan, no payout is made if you outlive the term — that is the trade-off for its low premium versus investment-linked policies.
