A loan against securities lets you borrow against your existing investment portfolio — shares, mutual funds or bonds — without liquidating them, giving you liquidity while your investments stay invested.
Investors who need short-term liquidity but don't want to sell long-term investments or trigger capital gains.
We review your eligible securities, explain the loan-to-value ratio and margin requirements, and help you set up the facility with a lender.
You may receive a margin call requiring you to add collateral or repay part of the loan — understanding this risk upfront is essential.
Eligibility varies by lender; typically includes listed shares, mutual fund units and bonds that meet the lender's approved list.
